Rental market · Mountain House, CA · Census-designated place
Mountain House, CA: average rent, home values, and rental yield
Pacific · Population 25,513
DatasetCity Market Score, model balanced4,812 of 5,233 tracked U.S. markets rankedgenerated 2026-10-06Latest source releases: Zillow ZHVI/ZORI 2026-08 · Census ACS 5-yr 2024 · Census PEP 2025 · Census BPS 2025 · BLS LAUS 2025 · Redfin 2026-05 · FBI CDE 2025How this is built
D42.6
#3,047 of 4,812 ranked markets
Overall Score 42.6 · stronger than 37% of ranked markets
Confidence 76/100 · 4 of 13 factors imputed
Grade D: the biggest single drag is Cash Flow, 36.2 of 100 at 35% of the score, which is 42% of the distance to a perfect 100. See the arithmetic
Why this market does or does not qualify
Overall City Market Score rank #3,047 of 4,812. The standardized Buy & Hold screen cannot produce a complete result for this city. Why rank and cash flow can disagree
Supported strengths
Growth 59/100 and Cash Flow 36/100.
Measured weakness
Stability is the weakest category at 36/100.
Missing screen inputs: investor-entry price estimate. Primary evidenced risk: unemployment is the weakest measured factor (3rd national percentile).
Data caveat: no missing input is treated as a zero cost. Bring an actual property’s price, rent, taxes, condition, and insurance quote to the calculator.
Why this grade
Overall 42.6 is a weighted geometric mean of the three category scores. Because they are multiplied rather than averaged, their distances from a perfect 100 combine as an exact identity, and each category's share of that distance is the arithmetic below, not an estimate. Cash Flow carries 42% of it, which is what makes it the binding constraint on this grade.
Cash Flow · 35% weight
36.2 / 100
42% of the shortfall
Growth · 35% weight
58.6 / 100
22% of the shortfall
Stability · 30% weight
35.5 / 100
36% of the shortfall
Inside Cash Flow, the shortfall splits over the factors the model scored here, exactly, in proportion to their published weights. The largest component is expense-adjusted yield (weight 22 of the category's 35, 41st national percentile, 58% of the category's own shortfall); next is price to income (weight 13 of the category's 35, 28th national percentile, 42% of the category's own shortfall).
What this is not. It is not a claim that a different value on any one factor would produce a different score or a different grade. Every factor is scored as a national percentile and the grade is a percentile cut against the other 4,812 ranked markets, so this market's position moves only relative to all of them, never on its own. No factor was dropped for this market. 4 of the 13 factors were imputed (home-value growth, violent crime, property crime, rental vacancy): the model had no city input of the kind it scores, so it used a reference median instead of a measurement (the same county, or the same state and population band; a national median for a yield cost input), and the factor table marks each one as a fallback.
How Mountain House ranks nationally
Each row places Mountain House among all 4,812 ranked U.S. markets: the marker is this city, the centre tick is the national median, and the bar runs from one to the other. Further right is better for an investor; inverted measures (crime, vacancy, price-to-income) are already flipped.
Overall Scorethe flagship rank
42.637th percentile
Cash Flowyield & affordability
3632nd percentile
Growthpopulation, jobs, income
5966th percentile
Stabilitycrime, vacancy, unemployment
3617th percentile
Expense-adjusted yield2.4% net of costs, scored at a Census open-ended code
4141st percentile
Affordabilityprice-to-income 5.3×
28more affordable than 28%
Population growth0.6%/yr (capped)
6060th percentile
Job growth1.9%/yr (capped)
8888th percentile
What a deal looks like here
We can't build a representative buy-box for Mountain House yet: no investor-entry price (Zillow Bottom-Tier ZHVI) could be identity-matched to this market. Rather than fabricate numbers, bring your own price and rent to the calculator.
Open the cash-flow calculator →Market Negotiation Leverage
Some buyer leverage (73rd percentile among 6,196 cities with Redfin coverage)
Equal-weight composite of three Redfin signals’ national percentiles (days on market 35, months of supply 7.9, sale-to-list 97.0%), direction-adjusted so a higher percentile always means more room for a buyer to negotiate. This is a cross-sectional snapshot against every other tracked city today, not a seasonal or historical baseline for this specific city (no multi-year time series is committed for this data). Not a prediction of what any specific seller will accept. Source: Redfin Data Center. See how this is calculated.
Measured market data
Measured observations for Mountain House, shown as context beside the market score (none of it feeds the score), and the model weights are unchanged. These are different measurements from the Census figures in the factor table: the ACS median value is what owners report in a 5-year survey, while ZHVI is a monthly index of typical value; ACS median gross rent is what sitting tenants pay including utilities, while ZORI indexes asking rent on newly listed units. Neither corrects the other. Monthly series, revised in recent months, observed 2026-07, not live.
7 measured Zillow figuresasking rent $3,037/mo · observed 2026-07Show table
| Zillow asking-rent index (ZORI) | $3,037/mo |
|---|---|
| Market heat index | 82 |
| Share of listings with a price cut | 28.0% |
| For-sale inventory | 90 |
| New listings | 25 |
| Median list price | $781,317 |
| Measured 3-yr rent growth | 1.61%/yr |
Source: Zillow Economic Research public research data, observation month 2026-07. Zillow is not affiliated with, and does not endorse, Compounding Estates.
Median home value (Census ACS) $946,900
Median rent $3,037/mo
Population 25,513
Region Pacific
Price & rent history
Asking rent $2,298 → $3,037 (2017-10–2026-08)
Home value: no Zillow ZHVI series - Zillow does not cover this city (Census-only). Nothing plotted rather than estimated.
Source: Zillow ZORI (asking rent), monthly from 2017-10 to 2026-08. Change the range or hover to read any point. Gaps in the source series are left as gaps - never interpolated.
ZIP markets in Mountain House
1 Census ZIP Code (ZCTAs) officially overlap Mountain House by land area. Overlap is Census land-area share, not a population or address share. Each ZIP Code's overall Rental Investor ZIP Score, grade and canonical national rank are shown below (the two component signals, affordability and rental market, are separate percentiles). There is no city-scoped ZIP rank: city overlap isn't a ranking universe, so only the national rank is shown. These ZIP rankings sit in the ZIP universe only, never mixed with, and not directly comparable to, Mountain House's city ranking. Vintage: the Key metric column below is Census ACS 2020–2024 (5-year), the same survey release as the figures used above for Mountain House itself; a city and a ZIP Code are different geographies, so the same measure can still show a different number at each level.
1 of 1 overlapping ZIP Code area, scoredgrade, overall Rental Investor ZIP Score and national rank for each, on a separate model from this page's city scoreShow table
| ZIP Code | Overallgrade · natl rank | Tier · overlap | Affordabilitysignal · natl rank | Rental marketsignal · natl rank | Key metric |
|---|---|---|---|---|---|
| 95391Mountain House | — | ProfilePrimary | — | — | ≥4.4%Survey yield |
The honest read
Mountain House scores 43/100 overall (grade D): 36 for Cash Flow, 59 for Growth, and 36 for Stability, each a 0–100 score built from the factors in that category. The scenario above shows what a representative investor-entry purchase pencils out to at today's rates. Everything we can measure is in the table below, with its source.
Every factor, shown
The Overall score blends three category scores built from thirteen factors: Cash Flow (35%), Growth (35%), and Stability (30%). The tag on each percentile names the category a scored factor feeds; untagged rows are context, not scored. Each band chip restates that row's percentile in words. Every value carries its source and as-of date; a fallback source or imputed value is marked fallback. How the score works.
| Factor | Value | National percentile | Source · as-of | What it means |
|---|---|---|---|---|
| Expense-adjusted yield fallback open-ended input | 2.4% | Below median41st percentile · Cash Flow | Census ACS · ACS 5-yr 2020-2024 | Annual rent divided by price, net of a modeled vacancy, tax, capex, and management allowance: the core of the Cash Flow category and what the score is actually computed from. The unadjusted gross yield is shown elsewhere on this page. The model scored this figure at the Census code for the median gross rent only as $3,500 or more and median real-estate tax only as $10,000 or more. Those ranges push in opposite directions, so the true figure is not determinable from the published data. |
| Price to income fallback | 5.3x | Below median28th percentile · Cash Flow | Census ACS · ACS 5-yr 2020-2024 | Home price over local median income. Lower is cheaper relative to what people earn. Part of the Cash Flow category. |
| Population growth | 0.6%/yr | Above median60th percentile · Growth | Census PEP · Census PEP 2020→2025 (vintage 2025) | Census population trend for the place, capped at 4.5%/yr before scoring (diminishing returns above that rate): the heaviest factor in the Growth category. |
| Job growth | 1.9%/yr | Top quartile88th percentile · Growth | BLS LAUS (county) · BLS LAUS county annual 2019→2025 (pre-COVID anchor; 2025 is an 11-month average) + BLS LAUS county annual 2015→2025 | County employment trend, capped at 4.0%/yr before scoring (diminishing returns above that rate). A Growth-category factor. |
| Income growth | 4.7%/yr | Below median44th percentile · Growth | Census ACS · ACS 5-yr 2020-2024 | Local median-income trend. A Growth-category factor. |
| Rent growth | 1.6%/yr | Bottom 10%5th percentile · Growth | Zillow ZORI · 3yr to 2026-08-31 | A 40/60 blend of 3-year and 10-year rent trend (the model's own weighting). A Growth-category factor. |
| Home-value growth fallback | 3.0%/yr | Bottom quartile16th percentile · Growth | Model cohort median (eligible county or state/population cohort); no city-specific observation. Published 2026-10-06 | A 40/60 blend of 3-year and 10-year price trend (the model's own weighting). A small Growth-category factor. |
| Violent crime fallback | 336 /100k/yr | Bottom quartile24th percentile · Stability | Model cohort median (eligible county or state/population cohort); no city-specific observation. Published 2026-10-06 | Reported violent crimes per 100,000 residents a year (the FBI's monthly agency rates, times 12). No agency reported this place to the FBI, so the score uses the model cohort median shown (same county, or same state and population band), not a city observation. City-level data cannot resolve within-neighborhood risk. |
| Property crime fallback | 1,347 /100k/yr | Below median47th percentile · Stability | Model cohort median (eligible county or state/population cohort); no city-specific observation. Published 2026-10-06 | Reported property crimes per 100,000 residents a year. No agency reported this place to the FBI, so the score uses the model cohort median shown (same county, or same state and population band), not a city observation. |
| Unemployment | 6.7% | Bottom 10%3rd percentile · Stability | BLS LAUS (county) · BLS LAUS county annual 2025 (11-month average) | County unemployment rate. Lower is steadier, a Stability-category factor. |
| Rental vacancy fallback | 3.7% | Above median68th percentile · Stability | Model cohort median (eligible county or state/population cohort); no city-specific observation. Published 2026-10-06 | Share of rentals empty. Lower means more pricing power. A Stability-category factor. |
| Property tax rate open-ended input | 1.1% | Below median46th percentile · Stability | Census ACS B25103/B25077 · ACS 5-yr 2020-2024 | Median tax over median value. A direct drag on cash flow, scored in the Stability category as carrying-cost burden. The model scored this figure at the Census code for the median real-estate tax only as $10,000 or more. The true figure is at least what the published boundary gives. |
| Months of supply | 7.9 mo | Bottom 10%6th percentile · Stability | Redfin Data Center · 2026-05-01 | Listings over sales pace. Under about 4 is a seller market, over 6 a buyer market. A Stability-category factor. |
| Days on market | 35 days | Above median59th percentile | Redfin Data Center · 2026-05-01 | How fast homes sell. Lower means more liquidity and an easier exit. Shown for context, not scored. |
| Sale-to-list ratio | 97.0% | Bottom quartile19th percentile | Redfin Data Center · 2026-05-01 | Sale price over asking. Above 100% means homes clear over ask. Shown for context, not scored. |
| Net domestic migration | +0.5/1k | Above median53rd percentile | Census PEP (county) · PEP vintage 2025 | Net people moving in or out of the county, per 1,000 residents. Shown for context, not scored. |
| Building permits | 12.4/1k | Below median47th percentile | Census BPS (county) · BPS 2025 | New-construction permits per 1,000 homes. More means more supply coming. Shown for context, not scored. |
| Rent burden | 29% | Above median63rd percentile | Census ACS B25071 · ACS 5-yr 2020-2024 | Median rent as a share of income. Higher means less headroom for increases. Shown for context, not scored. |
| Median year built | 2011 | Top 10%99th percentile | Census ACS B25035 · ACS 5-yr 2020-2024 | Age of the housing stock. Older stock carries more capex. Shown for context, not scored. |
| Max drawdown | not measured | - | derived | Worst peak-to-trough home-value decline on record. Shown for context, not scored. |
- * Job growth and unemployment are county-level (BLS LAUS, county FIPS 06077); large multi-county cities inherit their dominant county’s figures.
- Yield uses ACS median gross rent and home value (Census survey data, 2020–2024 average) because Zillow does not cover this city - not directly comparable to Zillow-based yields.
- The Census Bureau publishes this city's median gross rent only as "$3,500 or more" (ACS table B25064): an open-ended range, not an estimate, which the data carries as the code $3,501. Figures built on it are bounds: gross yield at least 4.4%. The City Market Score uses the code as stored, so its expense-adjusted yield was scored at the code, not at a measured figure.
- The Census Bureau publishes this city's median real-estate tax only as "$10,000 or more" (ACS table B25103): an open-ended range, not an estimate, which the data carries as the code $10,001. Figures built on it are bounds: property tax rate at least 1.05%. The City Market Score uses the code as stored, so its property tax rate was scored at the code, not at a measured figure.
- Data flag: cashYield: ACS fallback (no Zillow rent+value).
- Data flag: rentGrowth: under 10yr of ZORI history - recent window only.
- Data flag: appreciation: ACS CAGR fallback. The score does not use a city figure for this factor: it uses the model cohort median shown in the factor table.
- Data flag: popGrowth: no 2015 PEP estimate - recent window only.
- Data flag: rentalVacancy: missing. The score does not use a city figure for this factor: it uses the model cohort median shown in the factor table.
Where to go next from Mountain House
Every link below is this market's own data taken one step further: its neighbours in the ranking, the same numbers side by side, or the same numbers in a calculator you can change.
Nearby in the California rankings, and national look-alikes
- Greenfield, CAGrade D · score 43/100 · yield 3.9% · $548,970 · #3,002 nationalZillow ZHVI $132k (2000) to $549k (2026), +317%
- Lancaster, CAGrade D · score 43/100 · yield 6.3% · $461,962 · #3,008 nationalZillow ZHVI $108k (2000) to $462k (2026), +329%
- Redding, CAGrade D · score 43/100 · yield 5.3% · $387,376 · #3,064 nationalZillow ZHVI $121k (2000) to $387k (2026), +221%
- Dinuba, CAGrade D · score 42/100 · yield 5.3% · $355,912 · #3,066 nationalZillow ZHVI $101k (2000) to $356k (2026), +253%
- Springfield, OHGrade D · score 43/100 · yield 7.9% · $189,587 · #3,046 nationalZillow ZHVI $72k (2000) to $190k (2026), +162%
- Taylor, MIGrade D · score 43/100 · yield 10.2% · $180,018 · #3,045 nationalZillow ZHVI $73k (2000) to $180k (2026), +147%
- Irving, TXGrade D · score 43/100 · yield 5.6% · $339,198 · #3,049 nationalZillow ZHVI $115k (2000) to $339k (2026), +196%
Compare Mountain House head to head
- Mountain House vs Greenfield vs SpringfieldThe pre-filled matchup: nearest in-state rank and closest national grade.
- Mountain House vs Lancaster, CAGrade D · yield 6.3%
- Mountain House vs Taylor, MIGrade D · yield 10.2%
- Pick your own opponentAny of the 5,233 tracked cities.
Underwrite a Mountain House deal
- Cap rateOpens on Mountain House's own entry price and rent. Change either one.
- Cash flow & DSCRMonthly cash flow and DSCR, prefilled with this market's numbers.
- Mortgage paymentP&I on Mountain House's entry price at the assumptions shown above.
- All marketsCompare Mountain House against 4,812 ranked cities.
- California ZIP CodesEvery California ZIP Code area (Census ZCTAs), scored separately from the city rankings.
- Ranked listsSix lists, each with a disclosed entry rule.
Ranked lists: Highest yield · Cheapest vs. income · Rent covers the mortgage · Under $200k · Fastest-growing · Most stable
For learning, not advice. A market screen from public data - not a forecast, not underwriting, not a recommendation to buy anywhere.