Writing

The Blog

What we are learning about compounding wealth in real estate: markets, deal analysis, financing, and the numbers underneath all of it.

Compounding

How Long You Live Changes How Much You Make

Health is the exponent in compounding, and almost nobody underwrites it. $100,000 at 7% real becomes $1.5M by age 70 and $11.4M by 100. What the evidence actually supports.

August 2026 · 7 min read Read the article →
Financing

Why Conventional Loans Beat DSCR for Your First Five Rentals

15% down on a single family, 25% on small multifamily, 2% in seller credits, and an agency appraiser who catches the deferred maintenance a DSCR lender never looks for. The verified requirements, with sources.

August 2026 · 8 min read
Methodology / Research

We Rejected Our First Two ZIP Scores. Here’s the One That Finally Passed.

We tried twice to build one overall rental-investment score for U.S. ZIP Codes and rejected both. The third (after a 68,000-model search) passed. Here’s the Rental Investor ZIP Score and how to use it.

August 2026 · 5 min read
Decisions

Should You Rent Out Your Old House or Sell It? The Actual Math

Renting and selling aren't naturally comparable. One pays you monthly, the other pays you once. Here's how to force them onto the same timeline and actually compare, instead of guessing.

July 2026 · 2 min read
Market Data

The Best Cash-Flow Rental Markets in 2026

The U.S. rental markets with the highest cash-flow potential in 2026, ranked from public data: what actually drives gross yield, and where the numbers hold up.

July 2026 · 7 min read
Principles

Why Compounding Estates Exists

Most financial tools either hide behind a signup or hand you a number with no idea how it got there. We built the opposite, and this is the reasoning.

July 2026 · 1 min read
Underwriting

How to Underwrite a Rental Property

How to underwrite a rental property step by step: cap rate, cash flow, and DSCR, and the actual math behind each number, with a worked example.

July 2026 · 3 min read

More coming.

In the meantime, put the rental cash flow calculator to work, try the investment growth calculator, or send us a deal.